enolja

안녕하세요~ 잇님들 ~윤슬입니다.오늘은 티끌모아태산 월급날이네유 ㅎㅎ 사실.. 티끌모아태산이라기보다 현실은... 통장을 스쳐지나가는 월급이지만유 ㅠㅠ또르르.... 무튼 !!! 저는 오늘이 월급날이기도 했지만,6개월간 모은 적금 만기일이기도 했어요.많이씩 모으진 못했지만,그래도 대학원 등록금이라도 모아보잔마음으로 한달에 50만원씩 적금을 모았네용..​요즘 이율이 넘 낮아서 고민들 많이되시죠??전 적금은 #KB스마트폰적금 #동물농장적금 으로 벌써 몇 계좌째인지 모르겠어요...2013년 무렵,, 첫 회사 다닐 때부터 애용하는 적금인데먼저 주거래통장인 국민은행인데다가.. 국민은행 일반 적금보다는 #스마트폰적금 이라 이율이 조금은 더 높았거든요. 6개월 기간이었는데두... 기본이율 1.2% 에 추천우대이율, 굿다운로더우대이율, 아이콘적립이율까지 더해져서 0.5% 더 우대이율을 받을 수 있었어요. >> 총 1.7%이율이 되는 셈 !추천 이율은 최대 0.3%까지 받을 수 있는데.. 전 추천이율 하나는 못채워서 ㅠㅠ추천레벨 보시면 2/3 되있죠? 이거 한 칸당 0.1%인뎅 .. 전 두칸밖에 못채워서 ... 아쉬웠어용 ㅠ​ 오늘 날짜 기준(2020.09.25)으로 만기해약하니까 원금 300만원에 이자 15,028원인데소득세랑 빠지고 순이자는 12,718원이었어요.그래서 실수령액 그대로를 ~~ 이제 예금으로 묶어놓아야겠다.. 싶어서 찾아보니국민은행에서 정기예금은 이율이 0.9~1.0% 정도이더라구요 ㅠ​그래서 제가 이용하는 다른 뱅킹들에 막 들어가봤죠~#카카오뱅크정기예금 은 연 1.00%#케이뱅크정기예금 은 연 1.30% 더라구요~ 케이뱅크 정기예금 중에서주거래우대 정기예금은 1.50% 까지 되는데전 일단 주거래가 국민은행인데다가.. 케이뱅크 체크카드실적까지 맞춰야해서 넘 복잡해질거같아서..그냥 복잡한 조건없는 #코드K정기예금 으로 1.30%에 만족하기로 했어요.그래두 주거래인 국민은행보다는 이율이 0.40% 높은 셈이니까요. 기본금리 1.30%에 우대금리 이벤트 없음 써진거 보이시죠?ㅠㅠ예전에 케이뱅크에서 이벤트 할 땐 진짜 좋았는데 ...이번엔 이벤트 기간이 아닌가봐유 ㅠ 그래도 어쩔 수 없죠...​ 그렇게 오늘 적금해지한 금액 고~~대로여기 정기예금으로 묶어놓았어요.1년 뒤에 예상이자가 33,145원 이니까..그래두 그나마 쫌 괜찮은 편이라 생각해야겠쥬?ㅎㅎㅎ내년 가을에 또 만나 내 밤톨이 같은 아가들아:) 무튼 ,시중 전체 은행 금리를 다 비교하진 않았지만,제가 가입되있는 기본 은행들 사이에선2020.09.25일 기준, #정기예금금리비교 KB국민은행(0.9%) < 카카오뱅크(1.0%) < 케이뱅크(1.3%) 로 케이뱅크가 가장 높았어요.참고하실 분들은 참고하세용~~~​( 위 . 금융권이랑 아무 관련 없는 사람임 ! 참고로 주거래은행은 국민은행인 이용자임. 급여이체실적이나 카드지출실적 등 적용하면 사람마다 달라질 수 있어요. 전, 전월카드실적이나 급여통장 이율 등 복잡한 거 전혀 적용하지 않았을 때 금리를 비교해본 것 입니다.) {"title":"[예금이자높은은행 찾기] KB스마트폰적금 해지 및 케이뱅크 코드K정기예금 가입","source":"https://blog.naver.com/rose_hyang/222099401292","blogName":"Sweet Mo..","domainIdOrBlogId":"rose_hyang","nicknameOrBlogId":"윤슬","logNo":222099401292,"smartEditorVersion":4,"meDisplay":true,"cafeDisplay":true,"blogDisplay":true,"outsideDisplay":true,"lineDisplay":true} jindo.m.patch("1.12.0").add({ "useTimingFunction" : function() { var htOsInfo = jindo.m.getOsInfo(); 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레거시 메뉴 마크업은 SE 버전·인앱 여부로 템플릿 4종(jsp 2 · ftl 2)이 // 갈리지만 PostView.jsp 는 항상 실행되므로 한 곳에서 전 구간을 커버한다. // editable 의 supportSE3·superUser 절: SE3+ 템플릿(TitleContentsPostViewHtmlForMobile.ftl:73)은 // post.isWrittenBy(blogUser) 로 노출을 판정해 superuser(운영자)면 무조건 true 다 (Post.java:610-619). // SE2 이하 JSP 경로에는 이 분기가 없으므로 supportSE3 로 게이트해 템플릿별 parity 그대로 내린다 // (advertiseVisible 의 supportSE3 게이트와 같은 원칙). var moreMenuPayload = { editable: false, noticeEnabled: false, noticePost: false, postBlocked: false, blockType: '0', advertiseVisible: false, postAdvertiseEnabled: true, temporaryStopSeller: false, leaveRequestSeller: false, tradeInterruptionSeller: false, deletable: false, reportable: true, reportUrl: 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